Is your budgeting system slowing your financial progress? It’s not hard to tell if it is. Consistently ignoring your budget and failing to see results like increased cash flow and reduced debt could be indicators that something’s wrong. Fortunately, it’s not hard to streamline your budgeting process. Here are two simple steps you can take to make your budget more manageable and more effective. Prioritize your short-term budgeting goals Splitting your cash flow between non-dis

Is your income holding you back from paying down debt? It may feel like necessities such as housing, groceries, and transportation are consuming your cash flow. So how can you pay down debt if you feel like you’re struggling to put food on the table? Reducing debt with a limited income is certainly a challenge. But if you know the right strategies, it’s an obstacle that you can work to overcome. Read on for tips that can help you pay down debt, regardless of how much you earn

So you’re saving for retirement. Good for you! You’re further in the game than a lot of people. But retirement’s probably not your only financial priority that requires saving. Buying a house, raising children, buying cars for your children, and paying for college for your children are just a few expenses you can expect along the way. Preparing for those purchases now can protect your finances from getting blindsided when the time comes. Here are a few steps you can take to s

Paying off debt can be a great feeling. The burden is lifted and you have more control over your financial situation. If you’re like many, however, paying down debt hasn’t been an easy task due to high-interest rates and the sheer size of what you owe. Many people find themselves in situations where they feel helpless. But following some tips from this article can show you a path towards financial health! Start by making a budget. Write down your income on a piece of paper or

Buying life insurance is something that many people put off. But it’s important to take the time to learn about what type of policy you may need and how much coverage you should buy. If you have a family, buying enough life insurance might be the most important part of your financial strategy. Here are 4 things you need to know before you buy life insurance. What is life insurance? Simply put, life insurance is an agreement between an insurer and a policyholder. When the poli