We never seem to have enough time. So often it feels like we’re balancing a million things at once with no wiggle room. We also probably feel guilty when we “take a little break” and burn some time scrolling through social media or chatting with co-workers. There never seems to be a balance between getting all the things done but enjoying some rest every once in a while. Fortunately, time management isn’t something that requires a total life overhaul. It just takes a little d

“Cryptocurrency” was one of the trendiest words of the 2010s. We probably all know at least one person who was planning to retire early by cashing out their bitcoins in the winter of 2017. But where do cryptocurrencies come from? What even is a cryptocurrency in the first place? And more importantly, is it just a flash-in-the-pan trend, or will it permanently reshape how we think of wealth? Cryptocurrency 101 First, it’s important to know a little about how cryptocurrencies w

Cars will drain your wealth. In 2019, Americans were spending about $773.40 per month on their vehicles, or $9,281 annually.¹ That’s like owning a tiny house whose value nosedives the instant you buy it! That’s not even counting the opportunity cost of throwing that money at a car. How much could that cash grow if it were invested or saved? That’s why you should follow this simple rule for guarding your wealth against a car. It’s called the 20/4/10 rule, and it’s composed of

Stock markets didn’t exist four hundred years ago. Wealth was highly concentrated in the hands of monarchs, lords, and elite merchants, and trade was risky at best. Raising money for an expedition (or war) meant either asking for a loan, collecting taxes, or both. A Whole New World But something changed for Europeans in the 1400s. The Ottoman Turks captured Constantinople (now Istanbul) and effectively cut off trade routes that had always brought in goods and big profits from

If you’re already eyeing the perfect recliner for your retirement, hold that thought. And you might want to start rifling through the ol’ couch cushions for a little extra change… Here’s a doozy: women age 65 and older are 80% more likely to be impoverished than men of the same age.¹ That number represents a staggering degree of human tragedy. But there’s a sad logic to it when you consider that women save 43% less for retirement than their male counterparts.¹ But that’s not